The principle reason for Stellar’s inception was to remove the necessity for centralized array of” digital asset exchanges “. These are essential to the Bitcoin infrastructure as they are the things which allow people to actually facilitate events on the system.
Whilst the system has all the hallmarks of a Ripple clone( which shouldn’t be surprising, considers that it is founder was also involved with the early developed at Ripple ), it has several important differences, namely the relevant recommendations that it will remain a etiquette despite having a large following& community.
In fact, current realities between the Ripple and Stellar systems is that they mostly beginning with the same codebase( as countless crypto activities do ). The questions that the founders of Stellar had with Ripple was to do with its” critical consensus” system- which was removed wholly and rewritten from the ground up for the new Stellar system.